| Schedule of Other Operating Income Expenses [Table Text Block] |
| |
|
Years Ended December 31, |
|
| |
|
2022 |
|
|
2021 |
|
|
2020 |
|
| |
|
(In Thousands) |
|
| Other Operating Income |
|
|
|
|
|
|
|
|
|
|
|
|
| ATM fee income |
|
$ |
618 |
|
|
$ |
1,443 |
|
|
$ |
1,234 |
|
| Mark to market interest rate cap derivative |
|
|
6,960 |
|
|
|
1,013 |
|
|
|
(656 |
) |
| Gain (loss) on sale of ORE |
|
|
501 |
|
|
|
(288 |
) |
|
|
8 |
|
| (Loss) gain on sale of fixed assets |
|
|
(12 |
) |
|
|
433 |
|
|
|
9 |
|
| Death benefit of bank owned life insurance contracts |
|
|
2,153 |
|
|
|
- |
|
|
|
- |
|
| Merchant services fees |
|
|
1,765 |
|
|
|
1,231 |
|
|
|
565 |
|
| Other |
|
|
676 |
|
|
|
832 |
|
|
|
455 |
|
| Total other operating income |
|
$ |
12,661 |
|
|
$ |
4,664 |
|
|
$ |
1,615 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| Other Operating Expenses |
|
|
|
|
|
|
|
|
|
|
|
|
| Other loan expenses |
|
$ |
2,226 |
|
|
$ |
2,744 |
|
|
$ |
4,886 |
|
| Customer and public relations |
|
|
2,354 |
|
|
|
1,840 |
|
|
|
1,052 |
|
| Sales and use tax |
|
|
636 |
|
|
|
1,016 |
|
|
|
528 |
|
| Write-down investment in tax credit partnerships |
|
|
9,998 |
|
|
|
9,152 |
|
|
|
346 |
|
| Telephone |
|
|
568 |
|
|
|
453 |
|
|
|
541 |
|
| Donations and contributions |
|
|
749 |
|
|
|
544 |
|
|
|
506 |
|
| Marketing |
|
|
446 |
|
|
|
498 |
|
|
|
338 |
|
| Supplies |
|
|
612 |
|
|
|
504 |
|
|
|
495 |
|
| Fraud and forgery losses |
|
|
1,988 |
|
|
|
425 |
|
|
|
463 |
|
| Directors fees |
|
|
730 |
|
|
|
659 |
|
|
|
632 |
|
| Postage |
|
|
366 |
|
|
|
290 |
|
|
|
278 |
|
| Other operational losses |
|
|
2,777 |
|
|
|
197 |
|
|
|
1,677 |
|
| Core processing deconverison expense |
|
|
939 |
|
|
|
3,007 |
|
|
|
- |
|
| Other |
|
|
6,686 |
|
|
|
5,828 |
|
|
|
3,748 |
|
| Total other operating expenses |
|
$ |
31,075 |
|
|
$ |
27,157 |
|
|
$ |
15,490 |
|
|