Annual report [Section 13 and 15(d), not S-K Item 405]

Note 15 - Other Operating Income and Expenses - Other Operating Income and Expense Included in Noninterest Income and Noninterest Expense (Details)

v3.25.0.1
Note 15 - Other Operating Income and Expenses - Other Operating Income and Expense Included in Noninterest Income and Noninterest Expense (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
ATM fee income $ 632 $ (200) $ 618
Mark to market interest rate cap derivative 0 48 6,960
Gain (loss) on sale of ORE 120 (28) 501
Death benefit of bank owned life insurance contracts [1] 0 0 2,153
Loss on sale of fixed assets (91) 0 (12)
Merchant services fees 2,278 2,214 1,765
Other (52) 1,003 676
Total other operating income 2,887 3,037 12,661
Other loan expenses 2,754 2,794 2,226
Customer and public relations 3,338 2,971 2,354
Sales and use tax 779 771 636
Write-down investment in tax credit partnerships 1,396 12,053 9,998
Telephone 564 597 568
Donations and contributions 658 651 749
Marketing 951 768 446
Supplies 701 705 612
Fraud and forgery losses 2,139 1,435 1,988
Directors fees 807 797 730
Postage 352 361 366
Other operational losses 270 449 2,777
Core processing deconversion expense 0 134 939
Privilege tax expense 1,767 4,300 1,869
Other 4,864 4,556 4,817
Total other operating expenses $ 21,341 $ 33,342 $ 31,075
[1] For the years ended December 31, 2024 and 2023, death benefit amounts were included in Bank-owned life insurance income.