| Schedule of Other Operating Income Expenses [Table Text Block] |
| |
|
Years Ended December 31,
|
|
| |
|
2024
|
|
|
2023
|
|
|
2022
|
|
| |
|
(In Thousands)
|
|
| Other Operating Income |
|
|
|
|
|
|
|
|
|
|
|
|
|
ATM fee income
|
|
$ |
632 |
|
|
$ |
(200 |
) |
|
$ |
618 |
|
|
Mark to market interest rate cap derivative
|
|
|
- |
|
|
|
48 |
|
|
|
6,960 |
|
|
Gain (loss) on sale of ORE
|
|
|
120 |
|
|
|
(28 |
) |
|
|
501 |
|
|
Death benefit of bank owned life insurance contracts(1)
|
|
|
- |
|
|
|
- |
|
|
|
2,153 |
|
|
Loss on sale of fixed assets
|
|
|
(91 |
) |
|
|
- |
|
|
|
(12 |
) |
|
Merchant services fees
|
|
|
2,278 |
|
|
|
2,214 |
|
|
|
1,765 |
|
|
Other
|
|
|
(52 |
) |
|
|
1,003 |
|
|
|
676 |
|
|
Total other operating income
|
|
$ |
2,887 |
|
|
$ |
3,037 |
|
|
$ |
12,661 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| Other Operating Expenses |
|
|
|
|
|
|
|
|
|
|
|
|
|
Other loan expenses
|
|
$ |
2,754 |
|
|
$ |
2,794 |
|
|
$ |
2,226 |
|
|
Customer and public relations
|
|
|
3,338 |
|
|
|
2,971 |
|
|
|
2,354 |
|
|
Sales and use tax
|
|
|
779 |
|
|
|
771 |
|
|
|
636 |
|
|
Write-down investment in tax credit partnerships
|
|
|
1,396 |
|
|
|
12,053 |
|
|
|
9,998 |
|
|
Telephone
|
|
|
564 |
|
|
|
597 |
|
|
|
568 |
|
|
Donations and contributions
|
|
|
658 |
|
|
|
651 |
|
|
|
749 |
|
|
Marketing
|
|
|
951 |
|
|
|
768 |
|
|
|
446 |
|
|
Supplies
|
|
|
701 |
|
|
|
705 |
|
|
|
612 |
|
|
Fraud and forgery losses
|
|
|
2,139 |
|
|
|
1,435 |
|
|
|
1,988 |
|
|
Directors fees
|
|
|
807 |
|
|
|
797 |
|
|
|
730 |
|
|
Postage
|
|
|
352 |
|
|
|
361 |
|
|
|
366 |
|
|
Other operational losses
|
|
|
270 |
|
|
|
449 |
|
|
|
2,777 |
|
|
Core processing deconversion expense
|
|
|
- |
|
|
|
134 |
|
|
|
939 |
|
|
Privilege tax expense
|
|
|
1,767 |
|
|
|
4,300 |
|
|
|
1,869 |
|
|
Other
|
|
|
4,864 |
|
|
|
4,556 |
|
|
|
4,817 |
|
|
Total other operating expenses
|
|
$ |
21,341 |
|
|
$ |
33,342 |
|
|
$ |
31,075 |
|
|