Quarterly report pursuant to Section 13 or 15(d)

Note 5 - Loans - Analysis of Allowance for Loans Losses by Portfolio Segment (Details)

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Note 5 - Loans - Analysis of Allowance for Loans Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Balance $ 158,092 $ 152,272 $ 153,317 [1] $ 146,297
Charge-offs (3,427) (5,143) (9,016) (11,416)
Recoveries 655 836 1,298 2,233
Provision for credit losses on loans 5,435 4,282 15,156 15,133
Balance 160,755 152,247 160,755 152,247
Commercial Real Estate Portfolio Segment [Member] | Commercial, Financial, and Agricultural Loans [Member]        
Balance 56,216 43,465 52,121 42,830
Charge-offs (3,020) (4,783) (8,217) (10,398)
Recoveries 616 825 1,220 2,187
Provision for credit losses on loans 3,226 6,454 11,914 11,342
Balance 57,038 45,961 57,038 45,961
Real Estate Portfolio Segment[Member] | Construction Loans [Member]        
Balance 40,450 40,443 44,658 42,889
Charge-offs 0 (19) 0 (19)
Recoveries 0 0 8 3
Provision for credit losses on loans (3,092) (2,401) (7,308) (4,850)
Balance 37,358 38,023 37,358 38,023
Real Estate Portfolio Segment[Member] | Real Estate Loan [Member]        
Balance 59,684 66,237 55,126 58,652
Charge-offs (252) 0 (438) (157)
Recoveries 2 0 8 0
Provision for credit losses on loans 5,322 37 10,060 7,779
Balance 64,756 66,274 64,756 66,274
Consumer Portfolio Segment [Member]        
Balance 1,742 2,127 1,412 1,926
Charge-offs (155) (341) (361) (842)
Recoveries 37 11 62 43
Provision for credit losses on loans (21) 192 490 862
Balance $ 1,603 $ 1,989 $ 1,603 $ 1,989
[1] Derived from audited financial statements.