Quarterly report pursuant to Section 13 or 15(d)

Note 5 - Loans - Loans by Credit Quality Indicators, Loans Type and Year of Origination (Details)

v3.24.3
Note 5 - Loans - Loans by Credit Quality Indicators, Loans Type and Year of Origination (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2024
Dec. 31, 2023
Originated current year $ 1,451,396 $ 1,072,297
Originated year two 989,755 3,318,515
Originated year three 3,277,713 2,513,145
Originated year four 2,244,981 1,055,105
Originated year five 945,106 604,365
Originated prior 1,722,337 1,350,456
Revolving 1,705,570 1,743,246
Revolving converted to term 1,368 1,700
Total loans 12,338,226 11,658,829 [1]
Current-period gross write-offs, current year 0 1,213
Current-period gross write-offs, year two 1,038 4,730
Current-period gross write-offs, year three 61 2,550
Current-period gross write-offs, year four 214 779
Current-period gross write-offs, year five 675 125
Current-period gross write-offs, prior 4,305 2,077
Current-period gross write-offs, revolving 2,723 3,018
Current-period gross write-offs, revolving converted to term 0 89
Current-period gross write-offs 9,016 14,581
Performing Financial Instruments [Member]    
Total loans 12,299,058 11,637,296
Nonperforming Financial Instruments [Member]    
Total loans 39,168 21,533
Commercial Real Estate Portfolio Segment [Member]    
Originated current year 386,144 347,020
Originated year two 195,562 457,265
Originated year three 378,725 362,736
Originated year four 310,913 168,882
Originated year five 132,212 110,853
Originated prior 251,908 186,374
Revolving 1,138,216 1,190,358
Revolving converted to term 309 498
Total loans 2,793,989 2,823,986
Current-period gross write-offs, current year 0 1,213
Current-period gross write-offs, year two 1,002 4,690
Current-period gross write-offs, year three 0 2,531
Current-period gross write-offs, year four 52 779
Current-period gross write-offs, year five 675 4
Current-period gross write-offs, prior 4,225 2,014
Current-period gross write-offs, revolving 2,263 1,998
Current-period gross write-offs, revolving converted to term 0 0
Current-period gross write-offs 8,217 13,229
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]    
Total loans 2,768,695 2,816,599
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Total loans 25,294 7,387
Real Estate Portfolio Segment[Member]    
Total loans 8,042,603 7,251,447
Real Estate Portfolio Segment[Member] | Construction Loans [Member]    
Originated current year 214,037 217,334
Originated year two 295,952 874,936
Originated year three 587,448 283,012
Originated year four 205,789 49,668
Originated year five 45,997 4,866
Originated prior 18,721 17,536
Revolving 71,704 72,156
Revolving converted to term 0 111
Total loans 1,439,648 1,519,619
Current-period gross write-offs, current year   0
Current-period gross write-offs, year two   0
Current-period gross write-offs, year three   19
Current-period gross write-offs, year four   0
Current-period gross write-offs, year five   0
Current-period gross write-offs, prior   0
Current-period gross write-offs, revolving   0
Current-period gross write-offs, revolving converted to term   89
Current-period gross write-offs   108
Real Estate Portfolio Segment[Member] | Owner Occupied Commercial [Member]    
Originated current year 258,398 155,642
Originated year two 183,228 479,775
Originated year three 525,500 525,372
Originated year four 508,969 309,295
Originated year five 278,338 192,723
Originated prior 623,557 529,342
Revolving 62,884 64,170
Revolving converted to term 813 844
Total loans 2,441,687 2,257,163
Current-period gross write-offs, current year 0 0
Current-period gross write-offs, year two 0 0
Current-period gross write-offs, year three 0 0
Current-period gross write-offs, year four 100 0
Current-period gross write-offs, year five 0 117
Current-period gross write-offs, prior 0 0
Current-period gross write-offs, revolving 0 0
Current-period gross write-offs, revolving converted to term 0 0
Current-period gross write-offs 100 117
Real Estate Portfolio Segment[Member] | One to Four Family [Member]    
Originated current year 227,811 167,656
Originated year two 139,403 378,065
Originated year three 341,211 231,428
Originated year four 204,992 76,685
Originated year five 70,673 45,439
Originated prior 93,579 62,811
Revolving 332,312 287,854
Revolving converted to term 0 0
Total loans 1,409,981 1,249,938
Current-period gross write-offs, current year 0 0
Current-period gross write-offs, year two 28 40
Current-period gross write-offs, year three 61 0
Current-period gross write-offs, year four 62 0
Current-period gross write-offs, year five 0 0
Current-period gross write-offs, prior 5 14
Current-period gross write-offs, revolving 182 0
Current-period gross write-offs, revolving converted to term 0 0
Current-period gross write-offs 338 54
Real Estate Portfolio Segment[Member] | Other Mortgages [Member]    
Originated current year 341,446 162,418
Originated year two 172,384 1,124,584
Originated year three 1,442,060 1,106,055
Originated year four 1,012,619 448,781
Originated year five 416,585 249,189
Originated prior 731,162 551,706
Revolving 74,433 101,366
Revolving converted to term 246 247
Total loans 4,190,935 3,744,346
Current-period gross write-offs, current year   0
Current-period gross write-offs, year two   0
Current-period gross write-offs, year three   0
Current-period gross write-offs, year four   0
Current-period gross write-offs, year five   0
Current-period gross write-offs, prior   0
Current-period gross write-offs, revolving   0
Current-period gross write-offs, revolving converted to term   0
Current-period gross write-offs   0
Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member]    
Total loans 8,028,795 7,237,517
Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member] | Construction Loans [Member]    
Total loans 1,439,648 1,519,508
Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member] | Owner Occupied Commercial [Member]    
Total loans 2,434,932 2,250,074
Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member] | One to Four Family [Member]    
Total loans 1,404,187 1,243,603
Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member] | Other Mortgages [Member]    
Total loans 4,189,676 3,743,840
Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member]    
Total loans 13,808 13,930
Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member] | Construction Loans [Member]    
Total loans 0 111
Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member] | Owner Occupied Commercial [Member]    
Total loans 6,755 7,089
Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member] | One to Four Family [Member]    
Total loans 5,794 6,335
Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member] | Other Mortgages [Member]    
Total loans 1,259 506
Consumer Portfolio Segment [Member]    
Originated current year 23,560 22,227
Originated year two 3,226 3,890
Originated year three 2,769 4,542
Originated year four 1,699 1,794
Originated year five 1,301 1,295
Originated prior 3,410 2,687
Revolving 26,021 27,342
Revolving converted to term 0 0
Total loans 61,986 63,777
Current-period gross write-offs, current year 0 0
Current-period gross write-offs, year two 8 0
Current-period gross write-offs, year three 0 0
Current-period gross write-offs, year four 0 0
Current-period gross write-offs, year five 0 4
Current-period gross write-offs, prior 75 49
Current-period gross write-offs, revolving 278 1,020
Current-period gross write-offs, revolving converted to term 0 0
Current-period gross write-offs 361 1,073
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]    
Total loans 61,920 63,672
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Total loans 66 105
Pass [Member]    
Originated current year 1,446,435 1,058,567
Originated year two 984,712 3,309,011
Originated year three 3,211,790 2,493,493
Originated year four 2,133,278 1,038,868
Originated year five 931,163 577,813
Originated prior 1,635,978 1,284,895
Revolving 1,660,749 1,711,574
Revolving converted to term 1,368 1,582
Total loans 12,005,473 11,475,803
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]    
Originated current year 381,183 341,335
Originated year two 193,291 455,281
Originated year three 364,536 354,034
Originated year four 298,591 162,543
Originated year five 127,616 100,032
Originated prior 207,332 151,527
Revolving 1,097,724 1,161,324
Revolving converted to term 309 491
Total loans 2,670,582 2,726,567
Pass [Member] | Real Estate Portfolio Segment[Member] | Construction Loans [Member]    
Originated current year 214,037 216,745
Originated year two 295,362 874,903
Originated year three 557,893 283,012
Originated year four 189,368 49,668
Originated year five 45,997 4,866
Originated prior 17,754 16,558
Revolving 71,704 72,156
Revolving converted to term 0 0
Total loans 1,392,115 1,517,908
Pass [Member] | Real Estate Portfolio Segment[Member] | Owner Occupied Commercial [Member]    
Originated current year 258,398 148,915
Originated year two 181,867 478,364
Originated year three 522,801 517,667
Originated year four 501,821 300,978
Originated year five 270,619 181,864
Originated prior 602,983 512,752
Revolving 61,533 64,170
Revolving converted to term 813 844
Total loans 2,400,835 2,205,554
Pass [Member] | Real Estate Portfolio Segment[Member] | One to Four Family [Member]    
Originated current year 227,811 166,927
Originated year two 138,582 376,964
Originated year three 340,028 228,183
Originated year four 201,430 75,104
Originated year five 69,045 40,697
Originated prior 86,428 61,046
Revolving 329,412 286,066
Revolving converted to term 0 0
Total loans 1,392,736 1,234,987
Pass [Member] | Real Estate Portfolio Segment[Member] | Other Mortgages [Member]    
Originated current year 341,446 162,418
Originated year two 172,384 1,119,609
Originated year three 1,423,763 1,106,055
Originated year four 940,369 448,781
Originated year five 416,585 249,059
Originated prior 718,072 540,325
Revolving 74,433 100,516
Revolving converted to term 246 247
Total loans 4,087,298 3,727,010
Pass [Member] | Consumer Portfolio Segment [Member]    
Originated current year 23,560 22,227
Originated year two 3,226 3,890
Originated year three 2,769 4,542
Originated year four 1,699 1,794
Originated year five 1,301 1,295
Originated prior 3,409 2,687
Revolving 25,943 27,342
Revolving converted to term 0 0
Total loans 61,907 63,777
Special Mention [Member]    
Originated current year 1,469 10,807
Originated year two 2,090 4,114
Originated year three 54,637 15,314
Originated year four 92,762 15,091
Originated year five 10,210 13,715
Originated prior 29,418 11,527
Revolving 20,014 23,346
Revolving converted to term 0 7
Total loans 210,600 93,921
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]    
Originated current year 1,469 4,275
Originated year two 0 1,982
Originated year three 11,415 5,105
Originated year four 2,545 5,765
Originated year five 3,753 1,320
Originated prior 9,968 3,549
Revolving 17,519 21,769
Revolving converted to term 0 7
Total loans 46,669 43,772
Special Mention [Member] | Real Estate Portfolio Segment[Member] | Construction Loans [Member]    
Originated current year 0 589
Originated year two 590 0
Originated year three 27,555 0
Originated year four 16,421 0
Originated year five 0 0
Originated prior 0 0
Revolving 0 0
Revolving converted to term 0 0
Total loans 44,566 589
Special Mention [Member] | Real Estate Portfolio Segment[Member] | Owner Occupied Commercial [Member]    
Originated current year 0 5,369
Originated year two 944 1,411
Originated year three 1,544 7,705
Originated year four 434 8,317
Originated year five 5,470 8,530
Originated prior 11,476 7,539
Revolving 1,351 0
Revolving converted to term 0 0
Total loans 21,219 38,871
Special Mention [Member] | Real Estate Portfolio Segment[Member] | One to Four Family [Member]    
Originated current year 0 574
Originated year two 556 721
Originated year three 795 2,504
Originated year four 1,987 1,009
Originated year five 987 3,865
Originated prior 4,565 439
Revolving 1,116 727
Revolving converted to term 0 0
Total loans 10,006 9,839
Special Mention [Member] | Real Estate Portfolio Segment[Member] | Other Mortgages [Member]    
Originated current year 0 0
Originated year two 0 0
Originated year three 13,328 0
Originated year four 71,375 0
Originated year five 0 0
Originated prior 3,408 0
Revolving 0 850
Revolving converted to term 0 0
Total loans 88,112 850
Special Mention [Member] | Consumer Portfolio Segment [Member]    
Originated current year 0 0
Originated year two 0 0
Originated year three 0 0
Originated year four 0 0
Originated year five 0 0
Originated prior 0 0
Revolving 28 0
Revolving converted to term 0 0
Total loans 28 0
Substandard [Member] | Performing Financial Instruments [Member]    
Originated current year 3,492 2,768
Originated year two 417 5,008
Originated year three 8,748 2,830
Originated year four 7,079 368
Originated year five 2,614 9,501
Originated prior 40,457 44,662
Revolving 22,273 4,621
Revolving converted to term 0 0
Total loans 85,080 69,758
Substandard [Member] | Nonperforming Financial Instruments [Member]    
Originated current year 0 155
Originated year two 2,536 382
Originated year three 2,538 1,508
Originated year four 11,862 778
Originated year five 1,119 3,336
Originated prior 16,484 9,372
Revolving 2,534 3,705
Revolving converted to term 0 111
Total loans 37,073 19,347
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]    
Originated current year 3,492 1,410
Originated year two 0 0
Originated year three 1,008 2,830
Originated year four 365 368
Originated year five 365 9,501
Originated prior 25,694 27,962
Revolving 21,602 4,360
Revolving converted to term 0 0
Total loans 52,526 46,431
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Originated current year 0 0
Originated year two 2,271 2
Originated year three 1,766 767
Originated year four 9,412 206
Originated year five 478 0
Originated prior 8,914 3,336
Revolving 1,371 2,905
Revolving converted to term 0 0
Total loans 24,212 7,216
Substandard [Member] | Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member] | Construction Loans [Member]    
Originated current year 0 0
Originated year two 0 33
Originated year three 2,000 0
Originated year four 0 0
Originated year five 0 0
Originated prior 967 978
Revolving 0 0
Revolving converted to term 0 0
Total loans 2,967 1,011
Substandard [Member] | Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member] | Owner Occupied Commercial [Member]    
Originated current year 0 1,358
Originated year two 417 0
Originated year three 1,155 0
Originated year four 6,714 0
Originated year five 2,249 0
Originated prior 2,423 4,292
Revolving 0 0
Revolving converted to term 0 0
Total loans 12,958 5,650
Substandard [Member] | Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member] | One to Four Family [Member]    
Originated current year 0 0
Originated year two 0 0
Originated year three 0 0
Originated year four 0 0
Originated year five 0 0
Originated prior 1,692 425
Revolving 621 261
Revolving converted to term 0 0
Total loans 2,313 686
Substandard [Member] | Real Estate Portfolio Segment[Member] | Performing Financial Instruments [Member] | Other Mortgages [Member]    
Originated current year 0 0
Originated year two 0 4,975
Originated year three 4,585 0
Originated year four 0 0
Originated year five 0 0
Originated prior 9,681 11,005
Revolving 0 0
Revolving converted to term 0 0
Total loans 14,266 15,980
Substandard [Member] | Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member] | Construction Loans [Member]    
Originated current year   0
Originated year two   0
Originated year three   0
Originated year four   0
Originated year five   0
Originated prior   0
Revolving   0
Revolving converted to term   111
Total loans   111
Substandard [Member] | Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member] | Owner Occupied Commercial [Member]    
Originated current year 0 0
Originated year two 0 0
Originated year three 0 0
Originated year four 0 0
Originated year five 0 2,329
Originated prior 6,675 4,759
Revolving 0 0
Revolving converted to term 0 0
Total loans 6,675 7,088
Substandard [Member] | Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member] | One to Four Family [Member]    
Originated current year 0 155
Originated year two 265 380
Originated year three 388 741
Originated year four 1,575 572
Originated year five 641 877
Originated prior 894 901
Revolving 1,163 800
Revolving converted to term 0 0
Total loans 4,926 4,426
Substandard [Member] | Real Estate Portfolio Segment[Member] | Nonperforming Financial Instruments [Member] | Other Mortgages [Member]    
Originated current year 0 0
Originated year two 0 0
Originated year three 384 0
Originated year four 875 0
Originated year five 0 130
Originated prior 0 376
Revolving 0 0
Revolving converted to term 0 0
Total loans 1,259 506
Substandard [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]    
Originated current year 0 0
Originated year two 0 0
Originated year three 0 0
Originated year four 0 0
Originated year five   0
Originated prior 0 0
Revolving 50 0
Revolving converted to term 0 0
Total loans 50 0
Current-period gross write-offs, year five 0  
Substandard [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Originated current year 0 0
Originated year two 0 0
Originated year three 0 0
Originated year four 0 0
Originated year five 0 0
Originated prior 1 0
Revolving 0 0
Revolving converted to term 0 0
Total loans $ 1 $ 0
[1] Derived from audited financial statements.