Schedule of Other Operating Income Expenses [Table Text Block] |
|
|
Years Ended December 31, |
|
|
|
2023 |
|
|
2022 |
|
|
2021 |
|
|
|
(In Thousands) |
|
Other Operating Income |
|
|
|
|
|
|
|
|
|
|
|
|
ATM fee income |
|
$ |
(200 |
) |
|
$ |
618 |
|
|
$ |
1,443 |
|
Mark to market interest rate cap derivative |
|
|
48 |
|
|
|
6,960 |
|
|
|
1,013 |
|
Gain (loss) on sale of ORE |
|
|
(28 |
) |
|
|
501 |
|
|
|
(288 |
) |
(Loss) gain on sale of fixed assets |
|
|
- |
|
|
|
(12 |
) |
|
|
433 |
|
Death benefit of bank owned life insurance contracts |
|
|
- |
|
|
|
2,153 |
|
|
|
- |
|
Merchant services fees |
|
|
2,214 |
|
|
|
1,765 |
|
|
|
1,231 |
|
Other |
|
|
1,002 |
|
|
|
676 |
|
|
|
832 |
|
Total other operating income |
|
$ |
3,037 |
|
|
$ |
12,661 |
|
|
$ |
4,664 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other Operating Expenses |
|
|
|
|
|
|
|
|
|
|
|
|
Other loan expenses |
|
$ |
2,794 |
|
|
|
2,226 |
|
|
|
2,744 |
|
Customer and public relations |
|
|
2,971 |
|
|
|
2,354 |
|
|
|
1,840 |
|
Sales and use tax |
|
|
771 |
|
|
|
636 |
|
|
|
1,016 |
|
Write-down investment in tax credit partnerships |
|
|
12,053 |
|
|
|
9,998 |
|
|
|
9,152 |
|
Telephone |
|
|
597 |
|
|
|
568 |
|
|
|
453 |
|
Donations and contributions |
|
|
651 |
|
|
|
749 |
|
|
|
544 |
|
Marketing |
|
|
768 |
|
|
|
446 |
|
|
|
498 |
|
Supplies |
|
|
705 |
|
|
|
612 |
|
|
|
504 |
|
Fraud and forgery losses |
|
|
1,435 |
|
|
|
1,988 |
|
|
|
425 |
|
Directors fees |
|
|
797 |
|
|
|
730 |
|
|
|
659 |
|
Postage |
|
|
361 |
|
|
|
366 |
|
|
|
290 |
|
Other operational losses |
|
|
449 |
|
|
|
2,777 |
|
|
|
144 |
|
Core processing deconverison expense |
|
|
134 |
|
|
|
939 |
|
|
|
3,007 |
|
Privilege tax expense |
|
|
4,300 |
|
|
|
1,869 |
|
|
|
950 |
|
Other |
|
|
4,556 |
|
|
|
4,816 |
|
|
|
4,931 |
|
Total other operating expenses |
|
$ |
33,342 |
|
|
$ |
31,075 |
|
|
$ |
27,157 |
|
|