The major components of other operating income and expense included in noninterest income and noninterest expense are as follows:
| | Years Ended December 31, | | | | 2013 | | 2012 | | 2011 | | | | (In Thousands) | | Other Operating Income | | | | | | | | | | | (Loss) gain on sale of other real estate owned | | $ | (159) | | $ | (105) | | $ | 76 | | Credit card income | | | 1,425 | | | 1,064 | | | 481 | | Other | | | 878 | | | 744 | | | 650 | | | | $ | 2,144 | | $ | 1,703 | | $ | 1,207 | | | | | | | | | | | | | Other Operating Expenses | | | | | | | | | | | Postage | | $ | 195 | | $ | 159 | | $ | 194 | | Telephone | | | 465 | | | 385 | | | 409 | | Data processing | | | 2,535 | | | 2,202 | | | 2,023 | | Other loan expenses | | | 1,882 | | | 2,836 | | | 2,406 | | Supplies | | | 380 | | | 320 | | | 356 | | Customer and public relations | | | 838 | | | 791 | | | 689 | | Marketing | | | 532 | | | 454 | | | 406 | | Sales and use tax | | | 309 | | | 198 | | | 208 | | Donations and contributions | | | 370 | | | 482 | | | 437 | | Directors fees | | | 341 | | | 286 | | | 235 | | Prepayment penalties FHLB advances | | | - | | | - | | | 738 | | Other | | | 3,082 | | | 2,609 | | | 2,313 | | | | $ | 10,929 | | $ | 10,722 | | $ | 10,414 | |
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